Workers’ compensation in connection with transport

In case of traffic accidents or other accidents resulting in personal injury, it is relevant to know when you as an employee can expect to be covered by your employer’s workers’ compensation insurance and when you have to claim under your own private insurance.

Two main rules apply in connection with work-related travel:

• Travel between your home and your place of work is considered private travel. This means that you must take out insurance yourself to ensure that you are covered when your trip starts or ends at your home address.
• Accidents which happen while travelling between different workplaces are generally covered by the employer’s workers’ compensation insurance, because the trip is part of the work which is being performed for the employer. This is the case regardless of whether you are driving your own car or an official car.

For additional information, see the memo on workers’ compensation during transport to and from work and between different workplaces ”Workers’ compensation during transport to and from work and between different workplaces”.